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Auto Loans

"I have been with this credit union for 20 years, and have had multiple loans.  This particular loan was an easy in and out friendly process!"

- Anonymous Member

Start Application

Your journey starts here.

Let us help you get to your destination. Friendly service and trusted lending let you borrow with confidence, while pre-approval lets you shop smarter. Choose from terms customized to fit your financial situation. Have a car loan you don’t love? We might be able to help you refinance an auto loan from another lender at a better rate.

Hear our members’ Auto Buying Stories!

  • A simple application process
  • Local and trusted lending source
  • Pre-approval to shop confidently
  • A term that fits your budget
  • Refinance up to 100% of a different loan

 

Rates Effective as of: 09-19-2024

New and Used Vehicle Loan Rates

Term APR
Up to 36 Months As Low As 2.49%
37-60 Months As Low As 2.49%
61-72 Months As Low As 2.99%
73-84 Months As Low As 3.74%
85-96 Months As Low As 4.49%

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.

Examples: New & Used Vehicles

APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.

Simplify your car shopping experience.

Your Smart Choice for Stress-Free Car Buying.

We’ve got you covered. AutoSMART is our powerful online car shopping website that lets you search through millions of cars across the country…or across the street, from any device, anywhere, at any time.

Get Pre-Approved

Step 1

Estimate how low your payment could be

Calculations do not guarantee credit approval.

Test Drive Your Payment

Estimate Your Monthly Payment
How much is the vehicle you want?
$
How's your credit?
How's your credit?
How many months do you want the loan for?
How many months do you want the loan for?

Step 2

Get pre-approved

Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.

Step 3

You might also be interested in…

We'll make the next car affordable

Car buying is a difficult process. We're here to help with great financing options and dedicated local service.

Start Application

 

Frequently Asked Questions

If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.
Ten days after your loan is paid in full we will send you the title/lien card. Lien cards should be kept with the title of your vehicle.
Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
 If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.