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Overview
Better Weekends
We give you the financing options to turn your hard work into better weekends. Our recreational vehicle loans help you afford every kind of vehicle: boats, motor homes, trailers, motorcycles, snowmobiles, and ATVs. Local lending and customizable terms help you get a loan that makes sense for your budget and a vehicle that makes sense for your lifestyle.
- All kinds of recreational vehicles
- Affordable financing options
- Terms that work for your budget
- Local and trusted lending source
- Refinance up to 100% of a different loan
Step 1
Estimate how low your payment could be
Test Drive Your Payment
Estimate Your Monthly PaymentHow much is the vehicle you want?$How's your credit?How many months do you want the loan for?Step 2
Get pre-approved
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
Step 3
You might also be interested in…
Vehicles to experience the world differently
Whether its the next boat or your first motorcycle, we're ready to help you find a financing option that fits your lifestyle.
Pre-Approve Online -
Rates
Rates Effective as of: 01-18-2025
Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 3.49% 37-60 Months As Low As 4.24% 61-96 Months As Low As 5.24% 97-144 Months (Minimum $25k) As Low As 5.99% 145-180 Months (Minimum $30k) As Low As 7.24% Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.
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FAQs
Frequently Asked Questions
Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
Recreational Vehicle Loans
"I recently had the pleasure of dealing with Centricity for a boat loan. I opened an application on your website, was contacted promptly and everything was executed hassle free. Dawn was a pleasure to work with, I could not have been more satisfied with the whole process."
- Anonymous Member