Your journey starts here.
Let us help you get to your destination. Friendly service and trusted lending let you borrow with confidence, while pre-approval lets you shop smarter. Choose from terms customized to fit your financial situation. Have a car loan you don’t love? We might be able to help you refinance an auto loan from another lender at a better rate.
Hear our members’ Auto Buying Stories!
- A simple application process
- Local and trusted lending source
- Pre-approval to shop confidently
- A term that fits your budget
- Refinance up to 100% of a different loan
New and Used Vehicle Loan Rates
Term | APR |
Up to 36 Months | As Low As 2.49% |
37-60 Months | As Low As 2.49% |
61-72 Months | As Low As 2.99% |
73-84 Months | As Low As 3.74% |
85-96 Months | As Low As 4.49% |
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.
Examples: New & Used Vehicles
APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.
Simplify your car shopping experience.
Your Smart Choice for Stress-Free Car Buying.
We’ve got you covered. AutoSMART is our powerful online car shopping website that lets you search through millions of cars across the country…or across the street, from any device, anywhere, at any time.
Step 1
Estimate how low your payment could be
Calculations do not guarantee credit approval.
Test Drive Your Payment
Estimate Your Monthly PaymentStep 2
Get pre-approved
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
Step 3
You might also be interested in…
We'll make the next car affordable
Car buying is a difficult process. We're here to help with great financing options and dedicated local service.
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Frequently Asked Questions