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Rates

  • Loan Rates
    Rates Effective as of: 01-18-2025

    New and Used Vehicle Loan Rates

    Term APR
    Up to 36 Months As Low As 2.49%
    37-60 Months As Low As 2.49%
    61-72 Months As Low As 2.99%
    73-84 Months As Low As 3.74%
    85-96 Months As Low As 4.49%

    Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.

    Examples: New & Used Vehicles

    APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.

    Rates Effective as of: 01-18-2025

    Recreational Vehicle Loan Rates

    Term APR
    Up to 36 Months As Low As 3.49%
    37-60 Months As Low As 4.24%
    61-96 Months As Low As 5.24%
    97-144 Months (Minimum $25k) As Low As 5.99%
    145-180 Months (Minimum $30k) As Low As 7.24%

    Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.

    Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

    APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.

    Rates Effective as of: 01-18-2025

    Home Equity Rates

    Loan Type APR
    Home Equity Line of Credit As Low As 4.50%
    Fixed Home EquityAs Low As 5.50%

    APR = Annual Percentage Rate. To apply, view our loans page.

  • Account Rates
    Rates Effective as of: 01-18-2025

    Share Savings Rates

    Interest Rate APY Term
    0.10% 0.10%N/A

    APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

    Rates Effective as of: 01-18-2025

    Money Market Account Rates

    Minimum Balance Interest Rate APY Term
    $2,500 0.20% 0.20% N/A
    $10,000 0.20% 0.20% N/A
    $25,000 0.30% 0.30% N/A
    $50,000 0.40% 0.40% N/A

    APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

    Rates Effective as of: 01-18-2025

    Term Share Certificates (CDs) Rates

    Term Interest Rate APY Minimum Balance
    6 Month 0.25% 0.25% $1,000
    1 Year* 0.35% 0.35% $1,000
    2 Year 1.76% 1.79% $1,000
    3 Year^ 2.02% 2.05% $1,000
    4 Year 2.25% 2.27% $1,000
    5 Year 2.50% 2.53% $1,000

    *1 Year 75th Anniversary Special Certificate Builder

    ^3 Year 75th Anniversary Special Certificate

    Early withdrawal penalty may apply for all cd's

    APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

    Rates Effective as of: 01-18-2025

    IRA Savings Rates

    Minimum Balance APY Term
    Traditional IRA$50 0.90% N/A
    Roth IRA$500.90% N/A
    Coverdell IRA$500.90%N/A

    APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.